You'll need to pay for premium membership to play (non-free-to-play) games online with a PS4, but not to share them: Sony prez Shuhei Yoshida clarified on Twitter today that you can stream and record PS4 gameplay footage without paying any PlayStation Plus fees.
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In contrast, yesterday Microsoft clarified that you'll need an Xbox Live Gold account in order to use the Xbox One's Game DVR feature, which also lets you record and upload game footage.
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Both next-gen consoles will be out this holiday season.