You'll need to pay for premium membership to play (non-free-to-play) games online with a PS4, but not to share them: Sony prez Shuhei Yoshida clarified on Twitter today that you can stream and record PS4 gameplay footage without paying any PlayStation Plus fees.
In contrast, yesterday Microsoft clarified that you'll need an Xbox Live Gold account in order to use the Xbox One's Game DVR feature, which also lets you record and upload game footage.
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Both next-gen consoles will be out this holiday season.